Typical $500 payday-loan example (actual terms vary)
- Fee model: $14 per $100 borrowed
- Estimated fee: $70
- Estimated total repayment: $570
- Approximate annualized context over 14 days: ~365%
Decision guidance
If you can repay in full on your next payday
Still compare against at least one alternative and review all terms in writing.
If repayment is uncertain
Do not proceed with high-cost short-term borrowing first. Use the alternatives guide.
If this is your second recent short-term loan
Read debt-cycle prevention before borrowing again.
Compare with alternatives
Use the cost breakdown page and test scenarios in the calculator.
You may be redirected to a third-party provider. Providers may request additional information. Approval and terms depend on the provider.
Rates vary by provider, terms vary by borrower profile, approval is not guaranteed, and Maple Loan Match does not set terms.